Detect mule rings,account takeover, and velocityabuse across Zelle, ACH, UPI,IMPS, NEFT, and cards.

Banks lose $30M+ annually to mule networks and account takeovers that bypass legacy controls. RaptorX reduces fraud losses by 40% and halves case investigation time.

Key Challenges

Mule Rings

Organized networks move stolen or illicit funds across linked accounts — often evading traditional rules and velocity thresholds.

Account Takeovers

Fraudsters exploit compromised credentials, phishing, or device resets to hijack customer accounts and initiate unauthorized transfers.

Velocity & Channel Abuse

Fraud spreads across ACH, Zelle, UPI, IMPS, NEFT, and card rails — with coordinated timing, account cycling, and multi-channel obfuscation.

How RaptorX Solves It

Multi-Hop Fraud Graphs

RaptorX connects accounts, devices, transactions, and channels into a real-time fraud graph — exposing layered movement of funds.

Alert Precision Without Labels

Uses behavior + pattern intelligence to flag mule rings and ATOs with 40% fewer false positives — no labeled training data required.

STR-Ready Explanations

Generates clear, contextual explanations for compliance teams to file STRs, SARs, or internal cases with audit confidence.

Impact Metrics

$20M+ fraud loss reduction →across payment channels

40–50% false positive reduction →in alerting

50% faster case resolution →and STR filing throughput